Synchrony Financial
NYSE: SYF
Credit Services
United States
Cap: $26.003,6 M
$75,99
+$0,00 (+0,00%)
Precio Histórico
$-0,82 (-1,07%) en 1 Año
Estimaciones de Analistas
Datos al 08/05/2026
Precio Objetivo
Precio Objetivo Promedio
$89,59
+17,9% vs precio actual
Rango de Estimaciones
$77,00 - $103,00
Precio Objetivo Mediana
Basado en 22 analistas$90,00
Consenso de Analistas
Compra
Consenso 1,8 / 5Estimaciones a Futuro
EPS Año Actual (est.)
$9,28
EPS Forward (est.)
$10,48
Ventas Forward (est.)
$16.129,8 M
Indicadores en vivo
Yahoo Finance
Indicadores que cambian con el precio actual (P/E, P/FCF, dividend yield, beta) y cifras del último período. Se actualizan en tiempo real. Los valores en verde indican métricas favorables.
EPS
9,75
P/E Ratio
7,79
P/FCF
1,63
Dividend Yield
1,79%
Profit Margin
35,51%
Beta
1,31
Ingresos
$9.908 M
EBITDA
N/A
FCF
N/A
Análisis con IA
Reporte ejecutivo generado a partir de los datos de la empresaAnálisis fundamental detallado
Datos al 08/05/2026
Ratios estructurales de valuación, rentabilidad, solvencia y crecimiento, tomados del último balance reportado. Los valores en verde indican métricas favorables.
Valuación
P/B
1,62
EV/EBITDA
N/A
PEG
2,20
P/S
2,49
Rentabilidad
ROE
21,78%
ROIC
N/A
ROA
2,96%
Margen Bruto
0,00%
Margen Operativo
48,03%
Solvencia
Deuda / Patrimonio
N/A
Current Ratio
N/A
Quick Ratio
N/A
Caja Total
$20.559 M
Deuda Total
$16.428 M
Crecimiento
Crec. Ingresos
6,10%
Crec. Ganancias
20,10%
Dividendos
Pagos por acción registrados. 40 pagos desde 10/08/2016.
Dividendo 2025: $1,15 por acción
Yield 2025: 1,51%
Dividendo anual por acción
Pagos recientes
| Ex-date | Pago | Monto |
|---|---|---|
| 05/05/2026 | N/A | $0,3 |
| 06/02/2026 | N/A | $0,3 |
| 05/11/2025 | N/A | $0,3 |
| 05/08/2025 | N/A | $0,3 |
| 05/05/2025 | N/A | $0,3 |
| 03/02/2025 | N/A | $0,25 |
| 04/11/2024 | N/A | $0,25 |
| 05/08/2024 | N/A | $0,25 |
Últimas noticias
Reflecting On Credit Card Stocks’ Q2 Earnings: Mastercard (NYSE:MA)StockStory · 09/09/2026
Synchrony to Participate in the Barclays Global Financial Services ConferencePR Newswire · 08/09/2026
American Express’ Q2 Revenue Miss Versus Peers Might Change The Case For Investing In AXPSimply Wall St. · 05/09/2026
Credit Card Stocks Q2 In Review: American Express (NYSE:AXP) Vs PeersStockStory · 03/09/2026
Can AmEx Defend its Small-Business Edge Against Agile Fintechs?Zacks · 31/08/2026
SEC EDGAR
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue Ingresos Totales | — | — | — | — | — | — | — | — | — | — |
Cost of Revenue Costo de Ventas | — | — | — | — | — | — | — | — | — | — |
Gross Profit Utilidad Bruta | — | — | — | — | — | — | — | — | — | — |
Research & Development Investigación y Desarrollo | — | — | — | — | — | — | — | — | — | — |
Selling, General & Administrative Gastos Generales y Adm. | — | — | — | — | — | — | — | — | — | — |
Total Operating Expenses Gastos Operativos Totales | — | — | — | — | — | — | — | — | — | — |
Operating Income Utilidad Operativa | -$13.845 M-2,9% | -$13.458 M+4,5% | -$14.095 M-20,9% | -$11.663 M-33,5% | -$8.736 M+30,7% | -$12.605 M-5,8% | -$11.912 M+4,5% | -$12.474 M-6,7% | -$11.692 M-17,4% | -$9.960 M |
Other Income/(Expense), Net Otros Ingresos/(Gastos), Neto | $18.466 M+2,5% | $18.011 M+6,0% | $16.999 M+8,8% | $15.625 M+9,7% | $14.239 M-1,1% | $14.402 M-14,3% | $16.799 M+4,2% | $16.118 M+7,3% | $15.016 M+11,0% | $13.530 M |
Pretax Income Utilidad Antes de Impuestos | $4.621 M+1,5% | $4.553 M+56,8% | $2.904 M-26,7% | $3.962 M-28,0% | $5.503 M+206,2% | $1.797 M-63,2% | $4.887 M+34,1% | $3.644 M+9,6% | $3.324 M-6,9% | $3.570 M |
Tax Provision Impuestos | $1.069 M+1,4% | $1.054 M+58,3% | $666 M-29,6% | $946 M-26,2% | $1.282 M+211,2% | $412 M-63,9% | $1.140 M+33,5% | $854 M-38,5% | $1.389 M+5,3% | $1.319 M |
Net Income Utilidad Neta | $3.552 M+1,5% | $3.499 M+56,3% | $2.238 M-25,8% | $3.016 M-28,5% | $4.221 M+204,8% | $1.385 M-63,0% | $3.747 M+34,3% | $2.790 M+44,2% | $1.935 M-14,0% | $2.251 M |
EBITDA | -$13.331 M-2,7% | -$12.977 M+4,8% | -$13.637 M-21,3% | -$11.244 M-34,7% | -$8.346 M+31,7% | -$12.222 M-5,9% | -$11.545 M+5,2% | -$12.172 M-6,4% | -$11.438 M-17,4% | -$9.741 M |
Basic EPS UPA Básica | $9,38+8,6% | $8,64+65,8% | $5,21-15,8% | $6,19-16,4% | $7,40+224,6% | $2,28-59,2% | $5,59+48,7% | $3,76+54,7% | $2,43-10,3% | $2,71 |
Diluted EPS UPA Diluida | $9,28+8,5% | $8,55+64,7% | $5,19-15,6% | $6,15-16,2% | $7,34+223,3% | $2,27-59,2% | $5,56+48,7% | $3,74+54,5% | $2,42-10,7% | $2,71 |
Transacciones de Insiders
Compras y ventas en el mercado abierto reportadas en formularios SEC Form 4, de los últimos 12 meses. Las compras se muestran en verde y las ventas en rojo. Quedan afuera 145 movimientos de compensación (entrega de acciones, retenciones de impuestos, ejercicios de opciones), que no reflejan una decisión sobre el precio.
Compra
Venta
| Fecha | Insider | Cargo | Operación | Acciones | Precio | Valor total |
|---|---|---|---|---|---|---|
| 17/08/2026 | COVIELLO ARTHUR W JR | Director | Compra | 11 | $80,64 | $887 |
| 13/08/2026 | CASELLAS ALBERTO B | Officer | Venta | 5.456 | $80,00 | $436,5K |
| 03/08/2026 | COVIELLO ARTHUR W JR | Director | Venta | 4.000 | $77,17 | $308,7K |
| 03/08/2026 | GENTLEMAN COURTNEY | Officer | Venta | 721 | $76,73 | $55,3K |
| 03/08/2026 | OWENS DARRELL | Officer | Venta | 610 | $76,73 | $46,8K |
| 15/05/2026 | MOTHNER JONATHAN S | Officer | Venta | 51.258 | $71,23 | $3,7M |
| 01/05/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 8.436 | $76,55 | $645,8K |
| 01/05/2026 | Arthur W Coviello JR | Director | Venta | 4.000 | $76,55 | $306,2K |
| 01/05/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 5.794 | $76,55 | $443,5K |
| 03/03/2026 | Brian J. Wenzel Sr. | EVP, Chief Financial Officer | Venta | 47.112 | $67,16 | $3,2M |
| 02/03/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 14.399 | $67,71 | $975,0K |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 150.000 | $68,86 | $10,3M |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 39.105 | $68,52 | $2,7M |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 28.449 | $67,96 | $1,9M |
| 02/03/2026 | Courtney Gentleman | Officer | Venta | 4.338 | $67,71 | $293,7K |
| 02/03/2026 | Brian J. Wenzel Sr. | EVP, Chief Financial Officer | Venta | 19.580 | $67,71 | $1,3M |
| 02/03/2026 | Darrell Owens | Officer | Venta | 3.865 | $67,71 | $261,7K |
| 02/03/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 7.882 | $67,71 | $533,7K |
| 02/03/2026 | Carol Juel | EVP, Chief Technology and Operating Officer | Venta | 16.859 | $67,71 | $1,1M |
| 02/03/2026 | Bart Schaller | EVP, CEO--Digital | Venta | 12.980 | $67,71 | $878,9K |
| 17/02/2026 | Carol Juel | EVP, Chief Technology and Operating Officer | Venta | 44.411 | $70,60 | $3,1M |
| 17/02/2026 | Darrell Owens | EVP & CEO--Lifestyle | Venta | 10.304 | $70,60 | $727,5K |
| 17/02/2026 | Bart Schaller | EVP, CEO--Digital | Venta | 35.300 | $70,60 | $2,5M |
| 17/02/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 41.514 | $70,60 | $2,9M |
| 17/02/2026 | Courtney Gentleman | EVP & CEO--Diversified & Value | Venta | 12.045 | $70,60 | $850,4K |
| 02/02/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 52.556 | $72,32 | $3,8M |
| 02/02/2026 | Arthur W Coviello JR | Director | Venta | 4.000 | $72,32 | $289,3K |
| 17/11/2025 | Jonathan S Mothner | EVP, Chief Risk and Legal Officer | Venta | 12.000 | $72,80 | $873,6K |
| 17/11/2025 | Jonathan S Mothner | EVP, Chief Risk and Legal Officer | Venta | 20.000 | $72,80 | $1,5M |
| 03/11/2025 | Arthur W Coviello JR | Director | Venta | 8.000 | $73,93 | $591,4K |
| 03/11/2025 | Darrell Owens | EVP & CEO--Lifestyle | Venta | 2.989 | $74,02 | $221,2K |
| 03/11/2025 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 12.086 | $74,02 | $894,6K |
Holders Institucionales
Principales tenedores institucionales por valor de la posición.
| Holder | Tipo | % del flotante | Acciones | Valor | Reportado |
|---|---|---|---|---|---|
| Vanguard Group Inc | Institución | 0,14% | 45.833.824 | $3.352,3 M | 31/12/2025 |
| Capital World Investors | Institución | 0,11% | 38.326.315 | $2.803,2 M | 31/12/2025 |
| Blackrock Inc. | Institución | 0,09% | 31.172.993 | $2.280 M | 31/12/2025 |
| AMERICAN BALANCED FUND | Fondo | 0,06% | 20.361.152 | $1.489,2 M | 31/03/2026 |
| State Street Corporation | Institución | 0,05% | 18.437.769 | $1.348,5 M | 31/12/2025 |
| Bank of America Corporation | Institución | 0,05% | 16.158.110 | $1.181,8 M | 31/12/2025 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | Fondo | 0,03% | 11.301.463 | $826,6 M | 31/12/2025 |
| Geode Capital Management, LLC | Institución | 0,03% | 9.908.152 | $724,7 M | 31/12/2025 |
| Income Fund of America | Fondo | 0,03% | 9.656.720 | $706,3 M | 31/03/2026 |
| VANGUARD INDEX FUNDS-Vanguard 500 Index Fund | Fondo | 0,03% | 9.083.323 | $664,4 M | 31/12/2025 |
Comparación con Pares
Métricas de valuación y rentabilidad de la empresa frente a sus pares de industria. La empresa analizada aparece destacada en la primera fila.
| Empresa | Market Cap | P/E | EV/EBITDA | P/S | ROE | Margen Op. |
|---|---|---|---|---|---|---|
SYF Synchrony FinancialEsta empresa | $26.003,6 M | 7,74x | N/A | 2,49x | 21,78% | 48,03% |
V Visa Inc. | $685.934,5 M | 31,55x | 20,44x | 14,10x | 60,35% | 67,35% |
MA Mastercard Incorporated | $507.393,7 M | 31,34x | 21,21x | 12,95x | 232,08% | 60,84% |
AXP American Express Company | $220.218,5 M | 19,69x | N/A | 3,13x | 34,42% | 21,25% |
COF Capital One Financial Corporati | $131.261,2 M | 11,48x | N/A | 3,32x | 3,26% | 28,59% |
PYPL PayPal Holdings, Inc. | $47.016,1 M | 10,16x | 6,56x | 1,19x | 25,12% | 17,97% |