Synchrony Financial
NYSE: SYF
Credit Services
United States
Cap: $24.555,7 M
$75,47
$-0,10 (-0,13%)
Precio Histórico
+$0,75 (+1,00%) en 1 Año
Estimaciones de Analistas
Datos al 28/10/2026
Precio Objetivo
Precio Objetivo Promedio
$87,54
+16,0% vs precio actual
Rango de Estimaciones
$73,00 - $104,00
Precio Objetivo Mediana
Basado en 24 analistas$88,00
Consenso de Analistas
Compra
Consenso 1,9 / 5Estimaciones a Futuro
EPS Año Actual (est.)
$9,55
EPS Forward (est.)
$10,49
Ventas Forward (est.)
$15.936,7 M
Indicadores en vivo
Yahoo Finance
Indicadores que cambian con el precio actual (P/E, P/FCF, dividend yield, beta) y cifras del último período. Se actualizan en tiempo real. Los valores en verde indican métricas favorables.
EPS
9,58
P/E Ratio
7,88
P/FCF
N/A
Dividend Yield
1,82%
Profit Margin
34,07%
Beta
1,34
Ingresos
$9.783 M
EBITDA
N/A
FCF
N/A
Análisis con IA
Reporte ejecutivo generado a partir de los datos de la empresaAnálisis fundamental detallado
Datos al 28/10/2026
Ratios estructurales de valuación, rentabilidad, solvencia y crecimiento, tomados del último balance reportado. Los valores en verde indican métricas favorables.
Valuación
P/B
1,58
EV/EBITDA
N/A
PEG
0,92
P/S
2,50
Rentabilidad
ROE
19,83%
ROIC
N/A
ROA
2,78%
Margen Bruto
0,00%
Margen Operativo
49,84%
Solvencia
Deuda / Patrimonio
N/A
Current Ratio
N/A
Quick Ratio
N/A
Caja Total
$15.901 M
Deuda Total
$17.025 M
Crecimiento
Crec. Ingresos
-4,70%
Crec. Ganancias
-6,30%
Dividendos
Datos al 05/08/2026
Pagos por acción registrados. 41 pagos desde 10/08/2016.
Dividendo 2025: $1,15 por acción
Yield 2025: 1,52%
Dividendo anual por acción
Pagos recientes
| Ex-date | Pago | Monto |
|---|---|---|
| 05/08/2026 | N/A | $0,34 |
| 05/05/2026 | N/A | $0,3 |
| 06/02/2026 | N/A | $0,3 |
| 05/11/2025 | N/A | $0,3 |
| 05/08/2025 | N/A | $0,3 |
| 05/05/2025 | N/A | $0,3 |
| 03/02/2025 | N/A | $0,25 |
| 04/11/2024 | N/A | $0,25 |
Últimas noticias
AI-Powered Credit: ChargeAfter CEO & Founder Meidad Sharon, Live from Money 20/20 2026Exec Edge · 26/10/2026
Bob's Discount Furniture Expected to Deliver Steady Q3 Results, RBC SaysMT Newswires · 26/10/2026
Synchrony (SYF) Upgraded to Buy: What Does It Mean for the Stock?Zacks · 22/10/2026
SYF or FUTU: Which Is the Better Value Stock Right Now?Zacks · 22/10/2026
Should Value Investors Buy Synchrony Financial (SYF) Stock?Zacks · 22/10/2026
SEC EDGAR
| Item | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
Total Revenue Ingresos Totales | — | — | — | — | — | — | — | — | — | — |
Cost of Revenue Costo de Ventas | — | — | — | — | — | — | — | — | — | — |
Gross Profit Utilidad Bruta | — | — | — | — | — | — | — | — | — | — |
Research & Development Investigación y Desarrollo | — | — | — | — | — | — | — | — | — | — |
Selling, General & Administrative Gastos Generales y Adm. | — | — | — | — | — | — | — | — | — | — |
Total Operating Expenses Gastos Operativos Totales | — | — | — | — | — | — | — | — | — | — |
Operating Income Utilidad Operativa | — | — | — | — | — | — | — | — | — | — |
Goodwill Impairment Loss Pérdida por deterioro de goodwill | — | — | — | — | — | — | — | — | — | — |
Other Income/(Expense), Net Otros Ingresos/(Gastos), Neto | $18.466 M+2,5% | $18.011 M+6,0% | $16.999 M+8,8% | $15.625 M+9,7% | $14.239 M-1,1% | $14.402 M-14,3% | $16.799 M+4,2% | $16.118 M+7,3% | $15.016 M+11,0% | $13.530 M |
Pretax Income Utilidad Antes de Impuestos | $4.621 M+1,5% | $4.553 M+56,8% | $2.904 M-26,7% | $3.962 M-28,0% | $5.503 M+206,2% | $1.797 M-63,2% | $4.887 M+34,1% | $3.644 M+9,6% | $3.324 M-6,9% | $3.570 M |
Tax Provision Impuestos | $1.069 M+1,4% | $1.054 M+58,3% | $666 M-29,6% | $946 M-26,2% | $1.282 M+211,2% | $412 M-63,9% | $1.140 M+33,5% | $854 M-38,5% | $1.389 M+5,3% | $1.319 M |
Net Income Utilidad Neta | $3.552 M+1,5% | $3.499 M+56,3% | $2.238 M-25,8% | $3.016 M-28,5% | $4.221 M+204,8% | $1.385 M-63,0% | $3.747 M+34,3% | $2.790 M+44,2% | $1.935 M-14,0% | $2.251 M |
EBITDA | — | — | — | — | — | — | — | — | — | — |
Basic EPS UPA Básica | $9,38+8,6% | $8,64+65,8% | $5,21-15,8% | $6,19-16,4% | $7,40+224,6% | $2,28-59,2% | $5,59+48,7% | $3,76+54,7% | $2,43-10,3% | $2,71 |
Diluted EPS UPA Diluida | $9,28+8,5% | $8,55+64,7% | $5,19-15,6% | $6,15-16,2% | $7,34+223,3% | $2,27-59,2% | $5,56+48,7% | $3,74+54,5% | $2,42-10,7% | $2,71 |
Transacciones de Insiders
Compras y ventas en el mercado abierto reportadas en formularios SEC Form 4, de los últimos 12 meses. Las compras se muestran en verde y las ventas en rojo. Quedan afuera 142 movimientos de compensación (entrega de acciones, retenciones de impuestos, ejercicios de opciones), que no reflejan una decisión sobre el precio.
Compra
Venta
| Fecha | Insider | Cargo | Operación | Acciones | Precio | Valor total |
|---|---|---|---|---|---|---|
| 17/08/2026 | COVIELLO ARTHUR W JR | Director | Compra | 11 | $80,64 | $887 |
| 13/08/2026 | CASELLAS ALBERTO B | Officer | Venta | 5.456 | $80,00 | $436,5K |
| 03/08/2026 | OWENS DARRELL | Officer | Venta | 610 | $76,73 | $46,8K |
| 03/08/2026 | COVIELLO ARTHUR W JR | Director | Venta | 4.000 | $77,17 | $308,7K |
| 03/08/2026 | GENTLEMAN COURTNEY | Officer | Venta | 721 | $76,73 | $55,3K |
| 15/05/2026 | MOTHNER JONATHAN S | Officer | Venta | 51.258 | $71,23 | $3,7M |
| 01/05/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 8.436 | $76,55 | $645,8K |
| 01/05/2026 | Arthur W Coviello JR | Director | Venta | 4.000 | $76,55 | $306,2K |
| 01/05/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 5.794 | $76,55 | $443,5K |
| 03/03/2026 | Brian J. Wenzel Sr. | EVP, Chief Financial Officer | Venta | 47.112 | $67,16 | $3,2M |
| 02/03/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 14.399 | $67,71 | $975,0K |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 150.000 | $68,86 | $10,3M |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 39.105 | $68,52 | $2,7M |
| 02/03/2026 | Brian D Doubles | President and CEO | Venta | 28.449 | $67,96 | $1,9M |
| 02/03/2026 | Courtney Gentleman | Officer | Venta | 4.338 | $67,71 | $293,7K |
| 02/03/2026 | Brian J. Wenzel Sr. | EVP, Chief Financial Officer | Venta | 19.580 | $67,71 | $1,3M |
| 02/03/2026 | Darrell Owens | Officer | Venta | 3.865 | $67,71 | $261,7K |
| 02/03/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 7.882 | $67,71 | $533,7K |
| 02/03/2026 | Carol Juel | EVP, Chief Technology and Operating Officer | Venta | 16.859 | $67,71 | $1,1M |
| 02/03/2026 | Bart Schaller | EVP, CEO--Digital | Venta | 12.980 | $67,71 | $878,9K |
| 17/02/2026 | Carol Juel | EVP, Chief Technology and Operating Officer | Venta | 44.411 | $70,60 | $3,1M |
| 17/02/2026 | Darrell Owens | EVP & CEO--Lifestyle | Venta | 10.304 | $70,60 | $727,5K |
| 17/02/2026 | Bart Schaller | EVP, CEO--Digital | Venta | 35.300 | $70,60 | $2,5M |
| 17/02/2026 | Alberto Casellas | EVP, CEO--Health & Wellness | Venta | 41.514 | $70,60 | $2,9M |
| 17/02/2026 | Courtney Gentleman | EVP & CEO--Diversified & Value | Venta | 12.045 | $70,60 | $850,4K |
| 02/02/2026 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 52.556 | $72,32 | $3,8M |
| 02/02/2026 | Arthur W Coviello JR | Director | Venta | 4.000 | $72,32 | $289,3K |
| 17/11/2025 | Jonathan S Mothner | EVP, Chief Risk and Legal Officer | Venta | 12.000 | $72,80 | $873,6K |
| 17/11/2025 | Jonathan S Mothner | EVP, Chief Risk and Legal Officer | Venta | 20.000 | $72,80 | $1,5M |
| 03/11/2025 | Arthur W Coviello JR | Director | Venta | 8.000 | $73,93 | $591,4K |
| 03/11/2025 | Darrell Owens | EVP & CEO--Lifestyle | Venta | 2.989 | $74,02 | $221,2K |
| 03/11/2025 | Curtis Howse | EVP, CEO--Home & Auto | Venta | 12.086 | $74,02 | $894,6K |
Holders Institucionales
Datos al 30/09/2026
Principales tenedores institucionales por valor de la posición.
| Holder | Tipo | % del flotante | Acciones | Valor | Reportado |
|---|---|---|---|---|---|
| Blackrock Inc. | Institución | 0,10% | 30.893.517 | $2.323,2 M | 30/06/2026 |
| Vanguard Capital Management LLC | Institución | 0,07% | 22.013.925 | $1.655,4 M | 30/06/2026 |
| Capital World Investors | Institución | 0,06% | 18.918.854 | $1.422,7 M | 30/06/2026 |
| Vanguard Portfolio Management LLC | Institución | 0,06% | 18.090.018 | $1.360,4 M | 30/06/2026 |
| State Street Corporation | Institución | 0,06% | 17.733.198 | $1.333,5 M | 30/06/2026 |
| Bank of America Corporation | Institución | 0,05% | 14.766.088 | $1.110,4 M | 30/06/2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | Fondo | 0,03% | 10.694.984 | $804,3 M | 30/06/2026 |
| Goldman Sachs Group Inc | Institución | 0,03% | 10.093.347 | $759 M | 30/06/2026 |
| Geode Capital Management, LLC | Institución | 0,03% | 9.853.708 | $741 M | 30/06/2026 |
| AMERICAN BALANCED FUND | Fondo | 0,03% | 9.376.510 | $705,1 M | 30/09/2026 |
Comparación con Pares
Métricas de valuación y rentabilidad de la empresa frente a sus pares de industria. La empresa analizada aparece destacada en la primera fila.
| Empresa | Market Cap | P/E | EV/EBITDA | P/S | ROE | Margen Op. |
|---|---|---|---|---|---|---|
SYF Synchrony FinancialEsta empresa | $24.555,7 M | 7,81x | N/A | 2,50x | 19,83% | 49,84% |
V Visa Inc. | $765.810,8 M | 34,08x | 24,09x | 16,95x | 61,19% | 66,13% |
MA Mastercard Incorporated | $543.494 M | 33,75x | 24,65x | 15,35x | 241,20% | 61,11% |
AXP American Express Company | $219.590,5 M | 17,70x | N/A | 2,92x | 35,93% | 18,43% |
COF Capital One Financial Corporation | $124.801,2 M | 12,50x | N/A | 2,56x | 9,39% | 37,83% |
PYPL PayPal Holdings, Inc. | $49.437,1 M | 10,62x | 7,81x | 1,37x | 23,83% | 16,33% |
Para calcular cuánto vale:
Valor intrínsecoValoración DCFProyección y valor terminalValoración de empresas